Larry’s Used Cars, Inc. Information Privacy & Safeguards Notice

GENERAL PRIVACY POLICY
Thank you for visiting the Larry’s Used Cars, Inc. website. In this Privacy and Safeguards Notice, we refer to our websites as our “Media.” We hope that you find our Media to be a useful part of your car-buying experience. Please note that this General Privacy Policy describes our overall privacy practices for the Media. Section II is our privacy policy for nonpublic personal information used in the provision of financial services.

If any information we have about you is incorrect, we will gladly correct it. Simply Email us noting the incorrect information and the correction. We reserve the right to verify the correctness of this information. Please note that in the event we amend the Privacy Policy, posting the amended version will serve as notice to you of that change and the policy will note its effective date.

Some information collected is non-identifying. For example, although our Media servers collect information about a user’s internet protocol address, our server is not able to automatically associate that information with a particular user. We may collect non-identifying information associated with that address, such as the time and date of a visit, the originating domain name, the browser type, and the particular pages or products viewed on the Media.

Larry’s Used Cars, Inc. may utilize a “cookie.” A “cookie” is a small text file that a website can place on your computer’s hard drive or on your mobile device’s memory in order to collect information about your activities on our Media. Most browsers automatically accept cookies, but you have the option to change your browser to decline them. We use cookies on certain areas of our Media, but these cookies are not used to identify anonymous website visitors. Our cookies enable you to proceed smoothly through our Media and enable us to know whether you’ve used our Media before to eliminate some steps that are directed to new visitors. Similarly, a cookie may be placed by our third-party advertising companies. These companies may use aggregated statistics about your use of our Media and third party media in order to provide you with advertisements about goods and services that you may be interested in. The information they collect does not include your personal information.

With respect to unrelated, third party web sites, such as third party online retailers, advertisers, or unrelated sites that we may happen to link to, or web sites that link to our website, those third parties may collect personal information directly from you. The information policies and practices of these unrelated parties are not covered by this privacy policy. We do not control the privacy policies of third parties even if we may provide hyperlinks or other access to their web sites. We are not responsible or liable for their independent policies and practices. Please review their privacy policies and practices. It is your responsibility to review them and decide if you are satisfied with their protections.

We collect certain personally identifying information that users voluntarily provide to us. For example, we collect the email addresses of those who contact us by email. As described above, we use that information to serve you, to improve the content of our Media, and to contact you for marketing purposes. As a reminder, if you provide personal information to us for the purposes of a financial service, the please see Section II for the applicable privacy policy.

We take commercially reasonable steps to protect the information we collect online. However, as effective as these measures are, no security system is impenetrable. We do not provide an absolute guarantee of the security of our information databases, nor do we guarantee that the information you may choose to supply will not be intercepted while you transmit it from your computer, over the internet, or along other third party networks, and to our systems.

We maintain presence on several social networking and blogging platforms, such as Facebook and Twitter, and we also incorporate some third party social networking features onto our Media. Through these platforms and features, we receive some personally identifying information and some usage information about you, and this Privacy and Safeguards Notice applies to that information as well. In addition, third party social networking platforms and blogging platforms have their own privacy policies which explain how the third parties that provide them will use and protect your information. In accordance with those policies (and your privacy settings within your social networking accounts) information about your activities on our Media (such as “John Adams likes this car” or “Emily Jones viewed this customer review”) may be published to your social network.

Section II

FACTS	WHAT DOES Larry’s Used Cars, Inc. DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: · Social Security Number and Income · Account Balances and Payment History · Credit Score and Credit History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Larry’s Used Cars, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Larry’s Used Cars, Inc. share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — To offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes — Information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes — Information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call (864) 847-4848

Who we are
Who is providing this notice?	Larry’s Used Cars, Inc.

What we do
How does Larry’s Used Cars, Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information for those employees for whom access is appropriate.
How does Larry’s Used Cars, Inc. collect my personal information?	We collect your personal information, for example, when you · apply for financing · give us your income information · give us your employment history · give us your contact information · show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only · sharing for affiliates' everyday business purposes – information about your creditworthiness · affiliates from using your information to market to you · sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.